SkillsFuture Credit

There are two tiers of SkillsFuture Credit:
1. Base Tier (for Singapore Citizens aged 25 and above), and
2. Mid-Career Tier (for Singapore Citizens aged 40 and above).

1. Opening SkillsFuture Credit — $500

This base tier credit can be used on top of existing SkillsFuture course fee subsidies to pay for a wide range of approved skills-related courses.

It has no expiry date and is provided to all Singapore Citizens aged 25 and above.  

All courses listed on MySkillsFuture portal are eligible for SkillsFuture Credit (Opening Credit). They include:

1. Courses subsidised or approved by the SkillsFuture Singapore Agency, 
2. Selected courses offered by Ministry of Education-funded institutions such as Institute of Technical Education, polytechnics, autonomous universities, LASALLE College of the Arts and Nanyang Academy of Fine Arts,
3. Courses supported by lead agencies, and 
4. SkillsFuture@PA courses offered by the People’s Association and selected courses under the National Silver Academy. 

2. One-off SkillsFuture Credit Top-up — $500

This one-off top-up was provided to Singapore Citizens aged 25 years and above as of 31 December 2020, to further encourage Singaporeans to take timely steps to reskill and upskill.

The top-up can be used for all courses listed on MySkillsFuture portal.

Important Note: The top-up expires on 31 December 2025. Singaporeans who received the top-up must:

1. use their credit for courses that commence by 31 December 2025, and
2. submit their claims by 31 December 2025.

3. SkillsFuture Credit (Mid-Career) — $4,000

This credit supports Singapore Citizens aged 40 and above. It can be used to offset out-of-pocket course fees for selected courses that have better employability outcomes, and it does not expire.

Eligible courses include:

1. Institute of Higher Learning (IHL) full qualifications and shorter modules that stack to a full qualification,
2. MOE-subsidised full qualifications from the University of the Arts Singapore and Arts Institutions,
3. SkillsFuture Career Transition Programmes (SCTP), which are train-and-place programmes in sectors with good hiring opportunities,
4. Courses aligned to training requirements in Progressive Wage Model (PWM) sectors, and
5. Workplace Literacy and Numeracy courses.

Note: Any balance from the one-off Additional SkillsFuture Credit (Mid-Career Support), which was provided to every Singapore Citizen aged 40 to 60 (inclusive) as at 31 December 2020, is now merged with the SkillsFuture Credit (Mid-Career) and no longer carries an expiry date.

Here's an example of how it works:

1. Log in with Singpass to check your available credit balance. Here’s how.
2. Browse eligible courses on the MySkillsFuture portal. Here’s how.
3. Submit your claim online before the course start date. Learn about key timelines, the supporting documents you need, and how to submit the claim here.

For updates on SkillsFuture Credit (Mid-Career) top-up and other schemes under the SkillsFuture Level-Up Programme, subscribe to our mailing list.

Useful Links

1. View more Frequently Asked Questions here.
2. View other SkillsFuture Initiatives here.
3. Visit Skills and Career Advisory Services for advisory services that can help you identify your training needs and explore options to build career resilience.
4. Find out how others used their SkillsFuture Credit here.

Need help checking your SkillsFuture Credit balance or submitting a claim? Chat with SSG-WSG's WhatsApp and help us improve by sharing your feedback!